America’s Health Care Crisis: A Project Chenango redux
For the last six weeks I’ve been exploring some of the biggest issues Chenango County. In doing so, my eyes have been opened – both to the extent of these challenges in my hometown and to how universal these issues truly are. Now I realize I could easily be writing about almost any community, in New York or elsewhere in the U.S.
The Evening Sun, the publication with which I’ve been collaborating on the 12-part Project Chenango series, has graciously decided to make these articles free to all readers. They, too, believe these pieces are relevant to a broader audience beyond their traditional readership.
I encourage you to read them if you haven’t already. And if one resonates with you, please share it to help broaden awareness of some of these important topics.
Over the next few weeks, I will be revisiting each of the articles in the series here on my personal blog. Doing so will give me a chance to share some of my personal thoughts on these topics, as well as additional information that either didn’t make it in to the original series, or that has come to my attention since it was published.
These Project Chenango Redux pieces will be in no particular order. But for this first piece, I’m going to revisit the most recent installment of the series.
So, without further ado, let’s talk a little bit about…Health Care.
(As always, opinions expressed here in this forum are my own. I welcome your thoughts and constructive feedback on these topics as well.)
Last night, I received a message via Facebook from Rebecca Sands Bliss, who allowed me to tell her compelling story in last week’s article.
Rebecca, for those of you who haven’t already read that piece, recently won a major battle with her insurance companies. Her reward? Receiving the potentially life-saving treatment she needs to beat the rare cancer she was diagnosed with earlier this year.
Her message last night, though, stopped me in my tracks. She’d met another person battling cancer whose treatment had also been delayed by her insurance, she told me via Facebook messenger. Only this person wasn’t as lucky as Rebecca. Because during the two months this woman was forced to wait, her cancer spread. It’s now terminal.
I was both outraged and heartbroken when I heard this. Honestly, I didn’t want or need further proof of how tragically flawed our healthcare system is.
There are brilliant scientists, doctors, nurses and other professionals all working to advance medical science – who have passion and drive to treat the whole person not just the disease. And then we have the other side of the equation: those who treat patients like a number, or a policy – not a person trying to get or stay well.
Health care reform is a difficult topic to discuss. Nothing raises the political hackles like this does, especially since you can’t talk about it without mentioning the Affordable Care Act.
I refuse to call it Obamacare because, quite honestly, I don’t want to see if your political aura tends toward red or blue. This is something we REALLY need to talk about and once it all goes bi-partisan, it’s too easy to miss the big picture.
This is more than a political football we’re talking about here, my friends. It’s peoples’ lives.
Rebecca’s story may seem like a one-off, an extreme case. But here we have another woman’s story that confirms it’s more than an aberration. How many other of those more than 500,000 new cancer cases a year experience something like this?
(More than HALF A MILLION PEOPLE diagnosed with cancer EACH YEAR. If that statistic doesn’t scare you, I don’t know what will.)
And that’s only the tip of the iceberg when we’re talking about the number people who are not being served well by changes made as a result of this mammoth piece of legislation. I mean, do you know anyone who has found affordable care as a result of the changes, or has easier access to care because of it? Perhaps they are out there. I’m not saying they aren’t. But this is what I’m hearing about:
Individuals and families who are drowning under ever-increasing premiums. Businesses making tough decisions about staffing as a result of their additional burden. People going without insurance because they can’t afford it. Yes, it’s a calculated risk, but they are banking on the fact that their out-of-pocket expenses plus whatever fine they may have to pay to the government will still be cheaper than the cheapest premiums they can find.
And let’s face it – those high-deductible health care plans? Useless if you can’t pay the deductible. (And see what they’re doing to small hospitals.)
The biggest myth of all is Medicare. Let me tell you, when I hear about seniors who need a part-time job after they retire just to cover their health care costs… Isn’t that a red flag? My mother pays close to $300 a month for her SUPPLEMENTAL insurance. She didn’t anticipate that expense when she and my dad saved for their retirement.
I’m not going to lie – one of my considerations when I decided to spend time in the Dominican Republic was the fact that I couldn’t do what I wanted to do – focus on my writing – and continue to pay my COBRA. It went up to over $500 roughly a month after I accepted my severance package. Here I have pretty decent coverage for around $35 a month. Yes, I had to pay cash for the surgery I had this year, but it was still a fraction of what I would have paid in the US, between premiums, co-pays and out-of-pocket expenses. (And, yes, I received excellent care.)
It’s not the hospitals and providers that are to blame for all of this. They are victims of the debacle of a health care system just like the rest of us. You see a giant number on the bill sent to your insurance company or to Medicare, because they’re only getting reimbursed ‘pennies on the dollar.’ A direct quote from a hospital administrator in my article.
So who IS it benefiting? I’ll let you fill in that blank.
I’ll give you a hint, though: New York’s second largest industry may have something to do with it.
Now, if only we could stop shouting across the aisle long enough to do something about it.